Loan Rates

We love to make loans!

Let YOUR credit union be your first choice whenever you’re in the market for a loan.   In addition to the great rates and friendly, personal service, you’ll have the satisfaction of knowing that you’re growing your relationship with a local credit union that values your business and appreciates your membership.


Rates listed below are accurate as of January 17, 2019.   Rates are subject to change without advance notice.


Type/Model YearAnnual Percentage RateTermEstimated Monthly Payment per $1000 borrowed (for maximum term)Conditions
All Secured Non-Real
Estate Loans
As low as 3.49% APRup to 36 months$29.30Up to 100% financing; new money only
All Secured Non-Real
Estate Loans
As low as 3.74% APRup to 48 months$22.46Up to 100% financing; new money only
All Secured Non-Real
Estate Loans
As low as 4.24 % APRup to 72 months$15.75Up to 100% financing; new money only
Kwik Cash (line of credit)18.00n/a3% of balance
Personal unsecured/signature loans (≤$7500)As low as 6.49 % APRup to 48 months$23.71Signature loans will have a minimum monthly pmt of $50

Real Estate

We want to be your Real Estate Lender!

If you’re buying a new home or considering refinancing, talk to us today about our many new exciting real estate offerings!

  • First Mortgages
  • Second Mortgages
  • Home Equity Loans & Home Equity Lines of Credit
  • Loans for purchasing improved land
  • Access to FHA, VA & 403(b) Rehab loans

Due to the ever-changing nature and complexity of real estate loan rates, please call to discuss rates and options.

NMLS #412769

Visa Platinum/Visa Platinum Rewards

Visa Platinum Rewards
11.99% APR to 18.00% APR*
Visa Platinum
10.99% APR to 17.99% APR*
*The rate is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

There are no annual fees on any Ripco Credit Union VISA PLATINUM/VISA PLATINUM REWARDS. Please see your credit card Agreement brochure for detailed disclosures and terms.