Ripco Rate Match Program

Save with Ripco on personal loans or when you finance your Car, Truck, Motorcycle, Boat or RV!  If you already have a loan somewhere else, it’s not too late to save money and bring that loan home to Ripco!

Nearly 13,000 of you – our friends and neighbors have chosen Ripco Credit Union’s “Attitude of Excellence” to serve your financial needs.  We are sincerely grateful to have earned your trust and we work tirelessly to inspire your loyalty.

All of us at Ripco understand that choosing a lender is often a decision to simply go with the best rate available.  We “get it”, and we want you to get it, too! 

With our  Rate Match Program, you can keep your business with your trusted, LOCAL credit union, and still get the best rate around.*  If you’ve found a lower rate with another lender, bring it home to us and give us an opportunity to offer you a RATE MATCH.

It’s a pretty straight-forward proposition from your trusted financial partner, but there are a few “rules” we need to share:

*Ripco Credit Union may, at its discretion, match the rate offered by another lender (“outside offer”) for a loan of similar terms at Ripco Credit Union.  Rate matching is not available for rates quoted that are below Ripco’s existing “floor rate” of 1.99% APR (as of September 1, 2016).  The rate match applicant must meet the qualifications of the outside offer and may be asked to provide Ripco Credit Union with documentation of the rate/offer. This offer is for New Money Only; Rate matching is not available on existing Ripco Credit Union loans.  All loans are subject to Ripco’s credit approval standards.