Card Services

To Report a lost or stolen Visa Platinum or Visa Platinum Rewards credit card, please call 1-800-449-7728. To report a lost or stolen Ripco Credit Union Debit Card or STAR ATM card, please call 1-800-523-4175.

Our full range of card services includes credit, debit and ATM offerings. The Board of Directors and Management of Ripco Credit Union are proud of the fact that we continually provide you with state-of-the-art technology without sacrificing friendly, personal service.

Credit Cards

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See or Print the Platinum and Platinum Rewards Disclosure
Your Ripco Visa Platinum or Visa Platinum Rewards card will serve you well when you need the convenience of a widely accepted credit card. You won’t find confusing temporary “come-on” rates or lots of exceptions written in fine print. Our credit card program is straightforward and aimed at keeping you satisfied for the long run. There’s no annual fee, and our variable rate helps you be certain that you’ll always pay a fair, competitive interest rate on your outstanding balance. And now you can choose to earn REWARDS when you use your Ripco Visa Platinum Rewards card!

Click Here for your Ripco Credit Card Agreement.  For a printed copy, please call us toll-free at 1-877-365-4800, send your written request to Ripco Credit Union, Attn: Credit Card Dept., P. O. Box 278 Rhinelander, WI 54501 or visit our office at 121 Sutliff Avenue Rhinelander, or at 633 N Railroad Street in Eagle River.

To report a lost or stolen Ripco Credit Union Visa Platinum or Visa Platinum Rewards credit card, please call 1-800-449-7728.

Debit Cards

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Are you familiar with “Debit Cards” yet? The basic idea is that you can access your account virtually any time, anywhere, without the hassles associated with writing paper checks. The RCU debit card features Rhinelander’s beloved Hodag, looks like a credit card and acts like a check. We also offer a non-Hodag design option for any member who may prefer a simple blue debit card. Either debit design can be used in place of checks at grocery stores, gas stations, hotels, restaurants and anywhere else that the MasterCard® debit card is accepted. With your Personal Identification Number (PIN) you’ll be able to access cash at almost any ATM worldwide. And best of all… there’s no annual fee charged for this service.


Card Freeze and e-Alerts


To report a lost or stolen Ripco Credit Union debit card, please call 1-800-523-4175.
To change your pin, please call 1-866-985-2273.

Your Ripco Debit Card comes with ALERTS!

Apply for a Ripco Debit Card Now!

Click HERE for Debit Alert Information.

  1. Your member number (often found on a statement, check, or by contacting Ripco Credit Union),
  1. The last 4 digits of your Social Security number.

To report a lost or stolen Ripco Credit Union debit card, please call 1-800-523-4175.
To change your pin, please call 1-866-985-2273.

Apply Now!
Ripco also offers an “ATM-only” card, called our STAR® card. If you don’t have a checking account, but want to be able to access funds in yourRipco savings account at ATM’s around-the-clock and around-the-world, our STAR® card may be just what you’re looking for. Again…there’s no annual or transaction fees associated with our cards!

Once you get your new RCU MasterMoney or STAR® card, be sure to try it out at one of  Ripco’s super-convenient drive-up ATMs. Located just outside our offices at 121 Sutliff Avenue in Rhinelander and in our third drive-thru lane at the Eagle River branch, our drive-up ATMs are available for your use 24-hours-a-day, and were designed with your safety and comfort in mind. Walk-up ATMs are located in the mail lobby of the Wausau Paper Company building on Davenport Street in Rhinelander and adjacent to the Ripco Student Branch in the commons of Rhinelander High School. True to our credit union ideals, we’ll charge you NO SURCHARGE or access fee when you use our ATM.

It’s easy to apply. Ask any Ripco representative for a credit, debit or ATM card application today! Call 715-365-4800 (or toll free at 1-877-365-4800), write us at P.O. Box 278 Rhinelander, WI 54501, FAX us at 715-369-5414, or E-mail us at

Ripco Credit Union is a member of the Alliance One ATM network. Now you can avoid ATM surcharges when using your Ripco Credit Union MasterMoney Debit Card or Ripco’s STAR® ATM card at participating ATMs nationwide. Look for the Alliance One logo, or to find a participating ATM near you, click the link below.