Services That Save You Time and Money
Whether you’re a brand new member of Ripco Credit Union, or have been a member for many years, a full range of financial services is available to you and your family.
It’s Me 247 Online Banking
Access your Ripco accounts online and around-the-clock using our free online banking service. Just enter your username into the sign-on screen at the left of this page. If you don’t remember your PIN but do know the answer to your three security questions, you may click on “I forgot my password” for a PIN reset. If you don’t know your username or if you require other assistance, simply contact our office (715-365-4800 or toll free 1-877-365-4800) and we’ll be happy to help.
Please Note: For security reasons, your browser must be capable of 128-bit encryption in order for you to use It’s Me 247. For more details on It’s Me 247 security, please click here.
Payroll Deductions/Direct Deposit
Each payday, you can set aside all or a portion of your pay for deposit into your share savings, sharedraft checking or loan account(s) at Ripco. You’ll never have to interrupt your busy day to rush to the Credit Union to make a deposit or loan payment…it’s done for you… automatically!
Save time, money and frustration by signing up for Direct Deposit at Ripco today!
Ripco provides four ATMs for the convenience of our members. Our drive-up ATM (located under the canopy on the south end of our building at 121 Sutliff Avenue in Rhinelander) lets you withdraw cash, transfer funds or do balance inquiries any time of the day or night from the security and comfort of your vehicle. We kept your safety in mind when we placed this ATM in a well lighted, highly visible area.
We also have ATMs in the following locations:
In the main vestibule of the Expera (formerly Wausau Paper) building on Davenport Street. It can be accessed 24 hours a day by individuals affiliated with Expera or authorized corporate visitors.
In the commons/cafeteria area at Rhinelander High School, adjacent to our Student branch. This is also a walk-up ATM, and is accessible whenever the commons area is open (hours may vary based on the school calendar).
In the drive-thru of our Eagle River branch at 633 N. Railroad Street, Eagle River, WI. This ATM is accessible 24 hours a day from the security and comfort of your vehicle.
There is no fee to use your Ripco MasterMoney, STAR or RCU Visa at any Ripco-owned ATM or at any Alliance One ATM. RCU ATMs do assess a $2.50 fee for the use of non-Ripco cards.
NOTICE REGARDING ATM FEES BY OTHERS: If you use an automated teller machine that is not operated by us and is not part of the Alliance One network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
DRIVE-UP NIGHT DEPOSIT
You never have to leave the safety of your car to use our drive- up Night Deposit at either the Rhinelander or Eagle River branch. Any time – any day – your deposit is securely transferred from your car to our night deposit vault.
Ripco’s CU*Talk audio response service lets you transfer funds, inquire about rates, balances and cleared checks ’round- the-clock by simply dialing 365-4801 (or toll free 1-877-365-4801) and entering your account number and four-digit PIN.
Safe Deposit Boxes
Ripco offers safe deposit boxes for our members’ convenience and peace of mind. Several different sizes are available to meet your individual needs. Please click here to see sizes and associated fees.
Contents of safe deposit boxes are NOT insured by NCUA deposit insurance.
BudgetSmart is a new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively. You can use the program to:
- Establish a budget
- Track spending
- View tips for improving areas of overspending or inadequate saving
- Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget
Click on the BudgetSmart logo below or HERE to download the program to your computer FREE of charge, and you’re on your way to creating your own personalized budget.