Rates


Loan Rates - Effective Thursday, March 23, 2017
Loan TypeRates as low asTerms/Information
New Vehicle Loan1.990%Enjoy our lowest rates on a new vehicle loan!
Signature Loans6.490%Ripco Credit Union offers personal loans, too!
Kwik Cash Line of Credit18.000%Establish your Kwik Cash line for extra peace of mind!
New Snowmobile, ATV, or Boat1.990%Check out our best rate for recreational vehicle loans.
Used Snowmobile, ATV, or Boat3.990%A Ripco loan is your ticket to financially responsible fun!
Used Vehicle Loan3.990%We'll make your vehicle payment affordable!

real_estate_lender

Due to the ever-changing nature and complexity of real estate loan rates, please call to discuss rates and options.

NMLS #412769

Disclosures

Savings Rates - Effective Wednesday, March 1, 2017
Annual Percentage YieldMinimum
Deposit
Minimum
Balance
MEMBERSHIP SHARE SAVINGS0.150%$5.00$25.00
SPECIAL PURPOSE SAVINGS0.150%$5.00$25.00
FREE CHECKING0.000%$0.00$0.00
ECONOMY CHECKING0.000%$0.00$0.00
DIVIDEND-EARNING CHECKING0.000%$0.00$0.00
DIVIDEND-EARNING CHECKING0.050%$0.00$250.00
DIVIDEND-EARNING CHECKING0.080%$0.00$5,000.00
DIVIDEND-EARNING CHECKING0.120%$0.00$10,000.00
CHRISTMAS CLUB0.200%$0.00$0.00
MONEY MARKET INDEX ACCOUNT0.150%$10,000.00$0.00
MONEY MARKET INDEX ACCOUNT0.210%$10,000.00$10,000.00
MONEY MARKET INDEX ACCOUNT0.260%$10,000.00$25,000.00
BUSINESS CHECKING0.000%$0.00$0.00
I.R.A. SAVINGS0.150%$0.00$25.00

Disclosures

Certificate Rates

Certificate Rates - Effective Thursday, March 23, 2017
Certificate TermAnnual Percentage YieldMinimum Deposit
3-MONTH TERM SHARE CERTIFICATE0.350%$500.00
6-MONTH TERM SHARE CERTIFICATE0.450%$1,000.00
6 MO $10000 MIN-Q0.500%$10,000.00
12 MO. CERTIFICATE0.750%$1,000.00
24-MONTH SHARE CERTIFICATE1.000%$1,000.00
36-MONTH SHARE CERTIFICATE1.260%$1,000.00
48-MONTH SHARE CERTIFICATE1.510%$1,000.00
EDUCATIONAL CERTIFICATE0.850%$500.00
ROTH IRA CERTIFICATE0.750%$500.00
ROTH IRA CERTIFICATE1.000%$500.00
ROTH IRA CERTIFICATE1.260%$500.00
ROTH IRA CERTIFICATE1.510%$500.00

Disclosures

* Rates are subject to change without notice; please contact the Credit Union for the most current rates and a copy of our terms and conditions disclosure brochure.

** Minimum required to open is $5.00; 25.00 balance required to earn dividends.

Click here to view Ripco’s Term Share Certificate rate disclosure (PDF).

Truth In Savings Disclosure

Services Charges & Fees effective September 1, 2016

ENGLISH insurance label
Member NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.