Rates


Loan Rates - Effective Saturday, March 23, 2019
Loan TypeRates as low asTerms/Information
New Vehicle Loan3.490%Enjoy our lowest rates on a new vehicle loan!
New Snowmobile, ATV, or Boat3.490%Check out our best rate for recreational vehicle loans.
Used Vehicle Loan4.240%We'll make your vehicle payment affordable!
Used Snowmobile, ATV, or Boat4.240%A Ripco loan is your ticket to financially responsible fun!
Kwik Cash Line of Credit18.000%Establish your Kwik Cash line for extra peace of mind!
Signature Loans6.490%Ripco Credit Union offers personal loans, too!

real_estate_lender

Due to the ever-changing nature and complexity of real estate loan rates, please call to discuss rates and options.

NMLS #412769

Disclosures

Savings Rates - Effective Friday, February 1, 2019
Prospective Annual Percentage YieldMinimum
Deposit
Minimum
Balance
MEMBERSHIP SHARE SAVINGS0.500%$5.00$25.00
SPECIAL PURPOSE SAVINGS0.500%$5.00$25.00
FREE CHECKING0.000%$0.00$0.00
ECONOMY CHECKING0.000%$0.00$0.00
DIVIDEND-EARNING CHECKING0.000%$0.00$0.00
DIVIDEND-EARNING CHECKING0.200%$0.00$250.00
DIVIDEND-EARNING CHECKING0.250%$0.00$5,000.00
DIVIDEND-EARNING CHECKING0.300%$0.00$10,000.00
CHRISTMAS CLUB0.500%$0.00$0.00
MONEY MARKET INDEX ACCOUNT0.500%$10,000.00$0.00
MONEY MARKET INDEX ACCOUNT1.010%$10,000.00$10,000.00
MONEY MARKET INDEX ACCOUNT1.110%$10,000.00$25,000.00
BUSINESS CHECKING0.000%$0.00$0.00
I.R.A. SAVINGS0.500%$0.00$25.00

Disclosures

Certificate Rates

Certificate Rate APYs - Effective Saturday, March 23, 2019
Certificate TermAnnual Percentage YieldMinimum Deposit
3-MONTH TERM SHARE CERTIFICATE1.100%$500.00
6-MONTH TERM SHARE CERTIFICATE1.510%$500.00
12 MO. CERTIFICATE2.270%$500.00
24-MONTH SHARE CERTIFICATE2.780%$500.00
36-MONTH SHARE CERTIFICATE2.880%$500.00
48-MONTH SHARE CERTIFICATE3.030%$500.00
EDUCATIONAL CERTIFICATE2.370%$500.00
12 MONTH ROTH IRA CERTIFICATE2.270%$500.00
24 MONTH ROTH IRA CERTIFICATE2.780%$500.00
36 MONTH ROTH IRA CERTIFICATE2.880%$500.00
48 MONTH ROTH IRA CERTIFICATE3.030%$500.00

Disclosures

* Rates are subject to change without notice; please contact the Credit Union for the most current rates and a copy of our terms and conditions disclosure brochure.

** Minimum required to open is $5.00; 25.00 balance required to earn dividends.

Click here to view Ripco’s Term Share Certificate rate disclosure (PDF).

Truth In Savings Disclosure

Services Charges & Fees effective September 1, 2016

ENGLISH insurance label
Member NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.