What is it? Text banking allows you to conveniently receive banking information with real time alerts from Ripco Credit Union on any phone that can receive text messaging. You can check balances by sending a simple BAL request to 46-247 (IM-247), and set up regular alerts for balance limits, loan payments or transactions on your accounts. How do I get it? You can enroll in Text Banking by clicking on the “Go Mobile” button on the It’s Me 247 toolbar. Then select Text Banking Home to access the enrollment screens. How do I use it? See some of the text banking Frequently Asked Questions for useful hints on using text banking. Watch the video below to see how to enroll your phone number and accounts in Text Banking using It’s Me 247 Online Banking.