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System Upgrade

We are currently in the process of upgrading our system to enhance your experience. During this time, you will not be able to access your online or audio account information and both locations will be closed Saturday, May 18th. We apologize for any inconvenience this may cause and thank you for your patience and understanding. 

Credit Cards

Cash Rewards Visa Card

Earn More, Worry Less!

Welcome to a world where your everyday spending rewards you not just with cash back, but with a suite of benefits designed to elevate every aspect of your life. The Ripco Cash Rewards Visa Card is more than just a credit card; it’s your key to unlocking a richer, more secure, and convenient lifestyle. 

Choose the Ripco Cash Rewards Visa Card

Enhanced With Exclusive Benefits

Auto Rental Collision Damage Waiver

Travel with peace of mind knowing that if your rental car is damaged or stolen, you’re covered. This benefit saves you from out-of-pocket expenses and insurance hassles, letting you focus on the journey ahead.

Key Highlights:

Activating your waiver is as simple as using your Ripco Cash Rewards Visa Card to book and pay for your entire rental. Decline the rental company's collision damage waiver, and you're all set – no extra paperwork, no additional costs.

Extended Warranty Protection

Double the manufacturer’s warranty on your purchases, giving you additional assurance and protection against life’s little mishaps. It’s like having a safety net for your most valued items.

Highlights for Your Enhanced Coverage:

Exclusions Apply: While Extended Warranty Protection covers a wide array of purchases, there are exclusions, such as motorized vehicles, computer software, and items intended for professional or commercial use. For a comprehensive list of what’s not covered, we encourage you to review the full benefits guide.

Travel and Emergency Assistance Services

Emergencies don’t wait for a convenient time. Whether you need medical referrals, legal assistance, or help with lost luggage, we’re here 24/7 to assist you and your family, making sure you’re never truly alone, no matter where you are in the world.

Highlights of Your Travel Benefits

How It Works

Simply use your Cash Rewards Visa Card to access these services. Remember, while the assistance and referral services are complimentary, any goods or services provided will be your responsibility.

Adventures should be about discovery, not distress. That’s why your Cash Rewards Visa Card includes Travel and Emergency Assistance Services, offering a safety net for those unforeseen events when you’re far from home.

Whether it’s a lost passport, a medical emergency, or just the need for an English-speaking lawyer, your card ensures help is just a phone call away. Extend your peace of mind to your family too, as these benefits cover not just you, but your spouse and dependents under 22 as well. 

Ready to Get Started?

Embark on a rewarding journey with the Ripco Cash Rewards Visa Card. Apply now to start enjoying cash back on your purchases, comprehensive travel protection, extended warranties on your favorite gadgets, and the peace of mind that comes with knowing you’re supported, wherever your purchases or adventures take you.



We're here to help. Use the following resources for all of your credit card needs: 

Request an increase

Credit card resources

Report your card lost or stolen

To report a lost or stolen card, call 877-365-4800 and follow prompts. 

Going somewhere?

It may seem an odd question for your Credit Union to ask, but there's a really good reason.

We never want you to be without access to your funds. 

If we detect unusual activity on your account, it alerts our fraud department. If you typically use your credit card close to home, and a charge shows up somewhere else in the world, it could be a signal to freeze your account.

By letting us know your travel plans, we can ensure that you have access to your funds when you need them, wherever you may be.

If you’re planning to use your Ripco Credit Union debit or credit card while traveling, and you provide us with your travel information; we can note it to your account.

Please allow at least 48 hours prior to your departure for us to make sure your card(s) are noted with your plans and will be available during that time.


Credit card balances overwhelming? 

Most of us have credit card debt, and often we owe even more than we are comfortable with.

One of the smartest and easiest things you can do when this happens; is to refinance your credit card debt into one easy to manage payment.

Doing this will often lower the interest rate, simplify the repayment process and give you back your control.


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