Closed Monday for Martin Luther King Jr. Day
We will be closed Monday, January 20th, for MLK Jr. Day & Staff Training. Access your accounts via It'sMe24/7 Online Banking or our Ripco Mobile App for all of your banking needs.
Unlock Your Dream Home
Owning a home is one of life’s biggest milestones, and Ripco Credit Union is here to make it simpler than ever. With our 100% Financing Mortgage, we’ve eliminated the barriers to homeownership. Local decisions, personalized guidance, and our no down payment option means your dream home is within reach.
Whether you’re looking to buy your family’s first house or it’s time to pull the trigger on your dream home, our mortgage loan experts are there for you.
Our Mortgage Loans
We offer a couple mortgage loans to choose from:
Fixed-Rate Mortgage Loans
Our most common real estate loans, fixed-rates mortgage loans maintain a set interest rate throughout the life of the loan. We offer in-house options, but if we find it is better for a member in the long run, we can also finance the loan through Fannie Mae.
Rural Development Loans
Designed for first-time home owners, rural development loans allow individuals who meet certain criteria to purchase an existing home with no money down.
All rural development loans are financed through Fannie Mae, though your payments go through Ripco.
Inquire about getting pre-approved.
Home Affordability Calculator
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