Smart Start Checking
Are you ages 15 to 25? This program was created just for you!
Program Details Here »
Our new prize-linked savings account!
Account Details Here »
Because Banking Should be as Mobile as You Are
Get the App »
Locked out? Reset now.
Buying a home can be complicated and stressful. We get it. The good news is that Ripco has made it our mission to walk you through the process and provide guidance every step of the way. Local decisions and lower fees only sweeten the deal.
Whether you’re looking to buy your family’s first house or it’s time to pull the trigger on your dream home, our mortgage loan experts are always happy to lend a helping hand!
Because everyone’s situation is different, and not everyone has a large downpayment on hand, we offer options with no-money down or as little as 3%.
We offer a couple mortgage loans to choose from:
Our most common real estate loans, fixed-rates mortgage loans maintain a set interest rate throughout the life of the loan. We offer in-house options, but if we find it is better for a member in the long run, we can also finance the loan through Fannie Mae.
Designed for first-time home owners, rural development loans allow individuals who meet certain criteria to purchase an existing home with no money down.
All rural development loans are financed through Fannie Mae, though your payments go through Ripco.
Inquire about getting pre-approved.