P2P Transfers

Send Money Quickly & Securely

A simple way to send money to people you know and trust

P2P (Person-to-Person) transfers make it easy to send money directly from your Ripco account to friends, family, or anyone you trust. All you need is their email address or a mobile number that can receive texts — no checks, no exchange of account information, and no trips to the branch.

P2P transfers are built right into your Ripco digital banking experience, offering a convenient way to pay someone back, split a bill, or send money when it matters most.

How It Works

1. Verify Your Identity: For your protection, we’ll send you a one-time verification code by text or email. Enter the code when prompted to confirm it’s really you.
2. Enter the Recipient’s Information: Send money to anyone you choose by providing their email address or a mobile phone number. They don’t need a Ripco account to receive the transfer.
3. Submit your transfer.

Review your information and submit the transfer through It’sMe247 Online Banking or the Ripco Mobile App. The recipient will receive instructions on how to claim the funds.