Disclosures

Ripco Credit Union Documentation

Membership eligibility is required. You are eligible for membership in Ripco Credit Union if you live, work, or own real estate in Oneida, Vilas, Forest, Florence, Langlade, Lincoln or Price County. Once your eligibility has been established, you may join Ripco by purchasing at least one “share” in the credit union. The par value of one share is $5.00, and although the money you pay for your first share remains yours, you must leave it in your regular share savings account in order to maintain your membership.

Customer Identification Program (CIP) Notice  Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Disclosures

Membership and Account Agreement (PDF)

Business Membership and Account Agreement (PDF)

Electronic Funds Transfers Agreement and Disclosure (PDF)

Funds Availability Policy Disclosure (PDF)

Truth-in-Savings Disclosure (PDF)

Schedule of Fees and Service Charges (PDF)