Loans from a Trusted Partner
Your home’s value can do more than give you a place to live—it can give you the power to move forward. Whether you're planning a big project, covering major expenses, or just want to be prepared, Ripco Credit Union has flexible home equity options designed around your goals.
Home Equity Line of Credit (HELOC)
More Possibilities. Less Out of Pocket.
Whether you're planning a home renovation, consolidating debt, covering unexpected expenses, or simply wanting the flexibility to borrow as you need it, a Home Equity Line of Credit (HELOC) gives you convenient access to the equity you've built in your home. Use only what you need, when you need it, and enjoy the confidence of having funds available for life's next project or opportunity.
For a limited time, we're making it even easier to get started. We'll waive the $325 processing fee, and you'll never pay an annual fee. It's one more way Ripco helps you keep more money in your pocket while giving you the flexibility to borrow on your terms.
Home Equity Loan
One-time funds with steady, predictable payments
Need a lump sum for a big project or expense? A Home Equity Loan gives you access to a fixed amount of money upfront, with a non-variable interest rate and set monthly payments. It’s a great option when you know exactly how much you need—and want the peace of mind of a consistent payment schedule. For borrowers comparing options, it can also be helpful to look at how a mortgage loan or refinance might fit into your long-term plans, especially when you're thinking beyond a single project.
Loan Calculator
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