Closed for Veterans Day
All Ripco branches will be closed on Wednesday, November 11th in observance of Veterans Day. Members can continue to access their accounts using It’s Me 24/7 Online Banking and the Ripco Mobile App.
Achieve Your Dreams, Today and Tomorrow
Retirement should be something you look forward to. After all, you’ve earned it!
With an Individual Retirement Account (IRA), you can reach your fantastic future faster. Adding a Ripco IRA to your retirement plan can offer certain tax advantages. The two most common accounts are the Traditional IRA and Roth IRAs. Each offers different benefits. IRA certificates open at a $500 minimum balance, and you can compare them against our credit union CD rates before you choose a term.
Traditional vs. Roth IRAs
| Product | Min. Balance | Int.erest Rate | APY* |
|---|---|---|---|
| 12-Month IRA CD | $500.00 | 2.75% | 2.78% |
| 24-Month IRA CD | $500.00 | 3.00% | 3.03% |
| 36-Month IRA CD | $500.00 | 3.00% | 3.03% |
| 48-Month IRA CD | $500.00 | 3.25% | 3.29% |
Retirement Calculator
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