Closed President's Day
All Ripco branches will be closed Monday, February 16th in observance of President's Day. Please use your Ripco Mobile App and It'sMe247 Online Banking for all of your banking needs.
Achieve Your Dreams, Today and Tomorrow
Retirement should be something you look forward to. After all, you’ve earned it!
With an Individual Retirement Account (IRA), you can reach your fantastic future faster. Adding a Ripco IRA to your retirement plan can offer certain tax advantages. The two most common accounts are the Traditional IRA and Roth IRAs. Each offers different benefits.
Traditional vs. Roth IRAs
| Product | Min. Balance | Int.erest Rate | APY* |
|---|---|---|---|
| 12-Month IRA CD | $500.00 | 2.75% | 2.78% |
| 24-Month IRA CD | $500.00 | 3.00% | 3.03% |
| 36-Month IRA CD | $500.00 | 3.25% | 3.29% |
| 48-Month IRA CD | $500.00 | 3.25% | 3.29% |
Retirement Calculator
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