CLOSED THANKSGIVING DAY
We will be closed on Thursday, November 27th for the Thanksgiving holiday. Your Ripco Mobile App, It's Me 24/7 Online Banking, and ATMs will remain available for your convenience.
Achieve Your Dreams, Today and Tomorrow
Retirement should be something you look forward to. After all, you’ve earned it!
With an Individual Retirement Account (IRA), you can reach your fantastic future faster. Adding a Ripco IRA to your retirement plan can offer certain tax advantages. The two most common accounts are the Traditional IRA and Roth IRAs. Each offers different benefits.
Traditional vs. Roth IRAs
| Product | Min. Balance | Int.erest Rate | APY* |
|---|---|---|---|
| 12-Month IRA CD | $500.00 | 3.00% | 3.03% |
| 24-Month IRA CD | $500.00 | 3.25% | 3.29% |
| 36-Month IRA CD | $500.00 | 3.50% | 3.55% |
| 48-Month IRA CD | $500.00 | 3.50% | 3.55% |
Retirement Calculator
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