FRAUD ALERT - Spoofed Calls & Text Messages

We have been alerted to scammers spoofing Ripco’s phone number and calling members while pretending to be us. They are asking for personal information and telling members to reply “YES” to text or email alerts confirming foreign charges. Ripco will never call to ask for your Social Security Number, card number, mother’s maiden name, or online banking credentials. If you receive a suspicious call, hang up and contact Ripco directly at 715.365.4800. When in doubt, call us.

Individual Retirement Accounts (IRA)

Achieve Your Dreams, Today and Tomorrow

Retirement should be something you look forward to. After all, you’ve earned it!

With an Individual Retirement Account (IRA), you can reach your fantastic future faster. Adding a Ripco IRA to your retirement plan can offer certain tax advantages. The two most common accounts are the Traditional IRA and Roth IRAs. Each offers different benefits.

Traditional vs. Roth IRAs

Comparison table of Traditional and Roth IRA Rates.
Product Min. Balance Int. Rate APY*
12-Month IRA CD $500 2.75% 2.78%
24-Month IRA CD $500 3.00% 3.03%
36-Month IRA CD $500 3.25% 3.29%
48-Month IRA CD $500 3.25% 3.29%

Retirement Calculator
 

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