Loan Rates
Loan Calculator
Titled Collateral Loans
Includes auto, camper and boats over 16’ long.
Comparison table of Titled Collateral Loans.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
0 - 36 months |
4.74% |
$29.85 |
37 - 48 months |
4.99% |
$23.02 |
49 - 60 months |
5.24% |
$18.98 |
61 - 72 months |
5.49% |
$16.33 |
73 - 84 months |
6.24% |
$14.72 |
85 -108 months |
7.74% |
$12.88 |
120 months |
7.99% |
$12.13 |
180 months |
8.49% |
$9.84 |
Non-Titled Recreational Loans
Includes snowmobile, ATV/UTV, boat and camper loans under 16’ long, 2010 or newer.
Comparison table of Non-Titled Recreational Loans.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
0 - 36 months |
7.49% |
$31.10 |
37 - 48 months |
7.74% |
$24.29 |
49 - 60 months |
7.99% |
$20.27 |
61 - 72 months |
8.74% |
$17.90 |
73 - 84 months |
8.99% |
$16.08 |
Comparison table of Mortgage Rates.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
7 Year Fixed |
5.50% |
$14.37 |
10 Year Fixed |
5.50% |
$10.85 |
15 Year Fixed |
6.25% |
$8.57 |
20 Year Fixed |
6.75% |
$7.60 |
5/1 ARM |
6.25% |
$6.16 |
7/1 ARM |
6.50% |
$6.32 |
10/1 ARM |
7.00% |
$6.65 |
We also have a 30 year fixed. Call for rates!
Home Equity, Home Improvement and Land Loans
Comparison table of Home Equity, Home Improvement and Land Loans.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
Home Equity Loan |
7.00% |
Call us for today's great rate.
|
HELOC |
8.50% |
Call us for today's great rate. |
Home Improvement Personal Loan |
9.50% |
Call us for today's great rate. |
Land Loan |
7.50% |
Call us for today's great rate. |
Comparison table of Kwik Cash Line of Credit.
|
APR* |
Monthly Payment per $1,000 |
Revolving |
18.000% |
Varies |
Comparison table of Signature Loans.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
48 months or less |
10.490% |
$25.60 |
49-60 months |
11.490% |
$21.99 |
61-72 months |
12.990% |
$20.07 |
CREDIT CARDS
Comparison table of Credit Cards.
Product |
APR*. as low as |
Monthly Payment per $1,000 |
Visa Classic Rewards** |
14.24% |
Varies |
Deposit Rates
Comparison table of Checking Account Rates.
Product |
Min. Balance |
Int.erest Rate |
APY* |
Everyday Checking |
$0.00 |
0.00% |
0.00% |
Rewards Checking |
$250.00 |
0.05% |
0.05% |
Rewards Checking |
$5,000.00 |
0.10% |
0.10% |
Rewards Checking |
$10,000.00 |
0.15% |
0.15% |
Teen Checking |
$0.00 |
0.00% |
0.00% |
Business Checking |
$0.00 |
0.00% |
0.00% |
Comparison table of Savings Accounts.
Product |
Min. Balance |
Int.erest Rate |
APY* |
Everyday Savings |
$25.00 |
0.15% |
0.15% |
Saver's Sweepstakes |
$0.00 |
0.40% |
0.40% |
Christmas Club |
$0.00 |
0.75% |
0.75% |
Kids Club |
$1.00 |
2.00% |
2.02% |
Ripco Kids Club* |
$501.00 |
0.15% |
0.15% |
IRA Savings |
$25.00 |
0.15% |
0.15% |
Money Market |
$0.00 |
0.50% |
0.50% |
Money Market |
$10,000.00 |
1.00% |
1.01% |
Money Market |
$25,000.00 |
1.75% |
1.76% |
Business Savings |
$25.00 |
0.15% |
0.15% |
Health Savings |
$0.00 |
0.20% |
0.20% |
Comparison table of Certificate Rates.
Product |
Min. Balance |
Int.erest Rate |
APY* |
3-Month Share CD |
$500.00 |
0.75% |
0.75% |
6-Month Share CD |
$500.00 |
1.00% |
1.00% |
12-Month Share CD |
$500.00 |
3.00% |
3.03% |
24-Month Share CD |
$500.00 |
3.25% |
3.29% |
36-Month Share CD |
$500.00 |
3.50% |
3.55% |
48-Month Share CD |
$500.00 |
3.50% |
3.55% |
12-Month Educational CD |
$500.00 |
3.10% |
3.14% |
Traditional and Roth IRA Rates
Comparison table of Traditional and Roth IRA Rates.
Product |
Min. Balance |
Int.erest Rate |
APY* |
12-Month IRA CD |
$500.00 |
3.00% |
3.03% |
24-Month IRA CD |
$500.00 |
3.25% |
3.29% |
36-Month IRA CD |
$500.00 |
3.50% |
3.55% |
48-Month IRA CD |
$500.00 |
3.50% |
3.55% |