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System Upgrade

We are currently in the process of upgrading our system to enhance your experience. During this time, you will not be able to access your online or audio account information and both locations will be closed Saturday, May 18th. We apologize for any inconvenience this may cause and thank you for your patience and understanding. 


Christmas Club Savings Accounts

Our Gift to You

Nothing makes shopping season merrier than our Christmas Club Savings Account.

With these savings accounts, you can earn dividends (interest) at a rate similar to our Primary Savings Account — sometimes even with a slightly higher Annual Percentage Yield (APY).

Christmas Club Account Features

The balance in your Christmas Club account will be automatically transferred into your Ripco checking account (or into your Ripco savings account if you don’t have a Ripco checking account) at the end of October. Your Christmas Club funds will be available for your use on November 1st!


Savings Calculator

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