Christmas Club

Save a Little, Celebrate A Lot!

A simple, effective way to save for the most magical time of year!

Open an Account

Christmas Club Account Features

Minimum opening deposit: $1
Dividends paid out annually*

Deposits of any amount can be made during the months of November through the following October
Christmas Club balance automatically transfers to your Ripco checking (or savings if no checking) at the end of October, making your funds available on November 1st!

See Current Rates

Savings Calculator

Already a Member?

Login to Open an Account

Reorder Checks Online

Come by, call or text a Universal Member Agent at 715-365-4800

Contact Us Locations & Hours