Borrow Smarter with a Kwik Cash Line of Credit
Life doesn’t always go as planned—but your finances can.
Ripco’s Kwik Cash Line of Credit offers convenient access to funds when you need them, with competitive rates and flexible repayment terms.
Kwik Cash Line of credit
Flexible funds for life’s “just in case” moments.
With a Kwik Cash Personal Line of Credit, you’re approved for a specific credit limit and can draw funds as needed—without completing a new application each time. Use it to cover unexpected expenses or planned purchases with confidence. Common uses include:
- Emergency car or home repairs
- Medical or dental expenses
- Higher-rate credit card consolidation
- Travel, special occasions, or big moments
- Career or education expenses
- For whenever you just need some extra cash
Overdraft Line of Credit
Your safety net for checking
Enjoy added confidence with a Kwik Cash Overdraft Line of Credit from Ripco. It’s designed to support your financial flexibility and peace of mind by:
- Helping you manage timing gaps between income and expenses
- Offering convenient access with no overdraft transfer fee when using Kwik Cash
- Automatically advancing funds to your checking account in $100 increments to maintain a positive balance
- Supporting everyday purchases when your balance is temporarily low
- Restoring your available credit as you repay—ready to use again whenever needed
- Giving you greater control over your finances
Why Members Love Kwik Cash
- Borrow when you need it—on your terms
- No annual fees, prepayment penalties, or sneaky charges
- Fast decisions made locally by people who care
- Easy access and management through online and mobile banking
Made for Real Life, Backed by Real People
At Ripco, we believe borrowing should be simple, flexible, and rooted in kindness. Whether you're planning for the unexpected or just need a little breathing room, a Kwik Cash Line of Credit gives you the power to move forward—without missing a beat.
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