Closed June 19th, 2025
We will be closed Thursday, June 19th, in observance of Juneteenth Day. Please utilize your digital channels for all of your banking needs.
Make loan payments 24/7
LoanPay Xpress is a quick and easy alternative for making loan payments from the comfort of your home, or even from your smartphone while on the go.
Enjoy the convenience of making one-time payments to your consumer loans using a checking or savings account from another financial institution. You can even use a debit card to make your loan payment.* LoanPay Xpress is ideal for when you have a loan somewhere other than your primary financial institution and you find it challenging to make it to your local branch, or to write a check and get it in the mail on time.
*A $10.00 convenience fee applies to each payment you make with a debit card. There is no fee if the payment is an electronic transfer (ACH) pulled from your savings or checking account.
Benefits of LoanPay Xpress
- No late fees or missed payments.
- No need to write a check and send it in the mail.
- Avoid the aggravation of having to move money from place to place to pay your bill.
- Make payments on your schedule.
- Convenient 24/7 access.
- Set up LoanPay Xpress to withdraw funds directly from your primary financial institution.
What you’ll need
- Your Ripco Credit Union account number and loan suffix(es).
- The routing and account number or debit card number to be used for payment.
- Primary account holder birthdate.
- Choose to register a user or make your payment as a guest. Note: Creating a user is recommended if you plan to make payments often using LoanPay Xpress.
Please be advised
- A $10.00 convenience fee applies to each payment made with a debit card.
- Loan payments made after 6:00 p.m. CST will be processed on the next business day.
- A Ripco debit card cannot be used. Please visit online banking to make a payment between your internal RCU accounts.
- A payment confirmation will be emailed upon completion of a successful transaction.
- If using LoanPay Xpress for the first time, you will need to register your account with valid billing information and email address.
- Making a payment as a guest will not store personal information, payment information or payment history.
- Transactions may not be reversed once submitted.
Ready to make a payment? Get started today!