A Better Way
We’re updating our online loan payment experience to make managing your payments simpler and more reliable.
Beginning in May, we’ll be moving to REPAY (currently LoanPay Xpress) - giving you an easier way to make payments online or even with a quick text.
What to Expect
Here are important details to keep in mind:
- April 30, 2026 – Last day to make a payment using LoanPay Xpress
- May 6, 2026 – REPAY will be available for payments
- If you currently have recurring payments set up, there’s nothing you need to do. Your saved payment information and scheduled payments will transfer over automatically, so everything continues without interruption.
Make Loan Payments 24/7
With LoanPay Xpress (Transitioning to REPAY), you can make secure payments anytime - day or night - using a debit card or your account from another financial institution.
What You’ll Need
- Your Ripco Credit Union account number and loan suffix(es).
- The routing and account number or debit card number to be used for payment.
- Primary account holder birthdate.
- Choose to register as a user or make your payment as a guest. Note: Creating a user is recommended if you plan to make payments often using LoanPay Xpress.
Already a Member?Come by, text or chat with a Universal Member Agent