LoanPay Xpress

Make loan payments 24/7

LoanPay Xpress is a quick and easy alternative for making loan payments from the comfort of your home, or even from your smartphone while on the go.

Enjoy the convenience of making one-time payments to your consumer loans using a checking or savings account from another financial institution. You can even use a debit card to make your loan payment.*  LoanPay Xpress is ideal for when you have a loan somewhere other than your primary financial institution and you find it challenging to make it to your local branch, or to write a check and get it in the mail on time.

*A $10.00 convenience fee applies to each payment you make with a debit card. There is no fee if the payment is an electronic transfer (ACH) pulled from your savings or checking account.  

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Benefits of LoanPay Xpress

• No late fees or missed payments.
• No need to write a check and send it in the mail.
• Avoid the aggravation of having to move money from place to place to pay your bill.
• Make payments on your schedule.
• Convenient 24/7 access.
• Set up LoanPay Xpress to withdraw funds directly from your primary financial institution.

What you’ll need

• Your Ripco Credit Union account number and loan suffix(es).
• The routing and account number or debit card number to be used for payment.
• Primary account holder birthdate.
• Choose to register a user or make your payment as a guest. Note: Creating a user is recommended if you plan to make payments often using LoanPay Xpress.

Please be advised

• A $10.00 convenience fee applies to each payment made with a debit card.
• Loan payments made after 6:00 p.m. CST will be processed on the next business day.
• A Ripco debit card cannot be used. Please visit online banking to make a payment between your internal RCU accounts.
• A payment confirmation will be emailed upon completion of a successful transaction.
• If using LoanPay Xpress for the first time, you will need to register your account with valid billing information and email address.
• Making a payment as a guest will not store personal information, payment information or payment history.
• Transactions may not be reversed once submitted.

Ready to make a payment? Get started today!

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