Remote Deposit

Deposit Checks

Without the Trip

Life doesn’t always line up with branch hours - and your banking shouldn’t have to. Ripco’s Remote Deposit service lets you securely deposit checks using your smartphone or tablet, right from the Ripco Mobile App. Before using Remote Deposit, members must be enrolled in the service. Once enrolled, depositing checks is quick, easy, and convenient.

Whether you’re at home, at work, or on the go, Remote Deposit gives you a simple way to get checks into your account without stopping by a branch.

How it Works

Making a deposit with the Ripco Mobile App is quick and easy. Just follow these steps:

1. Open the Ripco Mobile App and select Remote Deposit.
2. Tap New Deposit.
3. Select the account you want to deposit the check into.
4. Take a clear photo of the front of the check, then tap the checkmark to continue.
5. Sign the back of the check and write “RCU Mobile Deposit”, then take a photo of the back of the check and tap the checkmark.
6. Review the deposit details and tap Submit.

Once your deposit is submitted, you’ll receive confirmation that it has been received. Funds will be credited according to Ripco’s deposit availability guidelines.

After You Deposit

• Keep the original check for a short period of time after submitting your deposit
• Once the deposit has been confirmed and funds are available, securely destroy the check. This helps protect your account and prevents duplicate deposits.

Why Members love remote deposit

Getting Started

If you don't have the Ripco Mobile App you can download the app below: 

If you already use the Ripco Mobile App, Remote Deposit is ready once you are enrolled. If you’re not enrolled yet or need help getting started, our team is happy to assist.