Bank Anytime, Anywhere.
Simple, secure, and made for you
Your life doesn't slow down, and neither should your digital banking. Ripco Credit Union's online banking keeps members across the Northwoods of Wisconsin connected to their accounts, making it easy to check balances, move money, and stay on top of your finances right from your phone or desktop. Whether you prefer Online Banking, the Ripco Mobile App, or connecting with us face-to-face through Video Banking, you'll have quick, convenient access to the tools you use most.
Online & Mobile Banking Features
The everyday things, made easier
View Account Balance & History
See your balances, filter transactions, review check images, and view your principal and interest breakdown.
Transfer Funds Between Your Ripco Accounts
Move money instantly between your Ripco accounts, or schedule transfers to happen automatically - weekly, monthly, or on the date you choose. Set up a weekly transfer to savings or a monthly transfer for your loan payment, and we'll take care of the rest.
Transfer Funds to Other Members
Send money to any Ripco member with ease. Select "Another Member," enter their information, and the funds are available immediately.
Apply for a Loan
Explore Ripco loan options and current rates right inside Online Banking. Choose the loan that fits your needs and apply whenever you're ready - no appointment needed.
Get Funds Early for ACH Deposits
See a pending direct deposit? Tap Post Now under Instant Deposits to receive it a day early. Refer to Ripco's Fee Schedule (PDF) for applicable fees.
Update ACH Deposit Distributions
View all incoming deposits, including payroll, Social Security, pensions, or anything else automatically deposited through the Automated Clearinghouse, and choose exactly where your money goes. Adjust your distributions anytime to fit the way you manage your money.
Credit & Debit Card Controls
Manage your Ripco credit and debit cards on the go. Lock or unlock your card, set spending limits, and receive real-time alerts, all from your Ripco mobile app.
Enroll & View eStatements
Sign up to receive your account statements electronically. Go paperless and enjoy secure access to up to 12 months of statements. View, save, or print in seconds.
Update Personal Information
Quickly review and update your address, phone number, or email to keep your account information accurate and up to date.
Update Overdraft Service
Choose whether you want overdraft coverage for everyday debit and ATM transactions. Update your preference anytime in the app, or text or chat with a Universal Member Agent and we'll take care of it for you.
Download the Ripco Mobile App
Your accounts, right at your fingertips
The app has the same tools you use in Online Banking, so your balances, transfers, card controls, and alerts are all in one place. Available for Android and iOS.
Other Ways to Manage Your Money
More tools to make life easier
Bill Pay. Skip the paperwork and manage your payments in one secure place. Schedule recurring payments, set reminders, and track your bills as they clear - all from Online Banking.
E-Alerts & E-Notices. Set up customized alerts for low balances, deposits, large withdrawals, loan due dates, and more. Choose email or text so your alerts reach you the way you prefer.
Text Banking. Your account information is just a text away. Send a quick message to 715-365-4800 to check balances, review recent activity, or transfer funds between Ripco accounts. It's a fast, secure way to get the information you need without logging in.
Connect With Us From Anywhere
Video Banking and Rippy Chat
Video Banking. If you'd rather not make the trip, Video Banking lets you connect face-to-face with a real person from wherever you are. You can start a session right from our website during business hours.
Rippy Chat. Look for the chat button in the lower-right corner to connect with Rippy 24/7. Rippy can help you find what you need any time of day, and our Ripco team is available during business hours when you'd like to talk with someone.
Paying a Ripco Loan Online
Now through REPAY
We now partner with REPAY, allowing you to pay your Ripco loan online using an account from another financial institution, quickly and securely. You can view your balance, payment amount, due date, and history, and make one-time, recurring, or scheduled payments. More about REPAY
Keeping Your Accounts Secure
Simple ways to keep an eye on your accounts
A few simple tools can help you keep a closer eye on your accounts. Card controls let you lock a card the moment you misplace it, while E-Alerts can let you know when certain account activity happens.
Ripco will never call, text, or email you asking for your online banking password, your full card number, or a one-time code. If something feels wrong, hang up and call us at 715-365-4800. You can also read more in our security and fraud resources.
Membership
Who can join Ripco
Ripco's digital banking services are available to members throughout Oneida, Forest, Florence, Vilas, Langlade, Lincoln, and Price County. Membership is available to anyone who lives, works, or owns property in those counties, as well as immediate family members of current Ripco members.
You can open your Ripco membership online, or stop by and we'll help you get started.
Need a hand getting set up?
We'll walk you through it
Stop by, text, or chat with a Universal Member Agent. If you'd rather not make the trip, Video Banking lets you connect face-to-face with a real person from wherever you are. We'll help you enroll in Online Banking, get the Ripco Mobile App set up, and choose the alerts that make sense for the way you manage your accounts.