Important Member Updates:
Online Banking Notice: On Tuesday, April 22, 2025, all members will be required to re-accept the Online Banking User Agreement in order to log in. This is part of a system update—the agreement itself is not changing.
Join Us: Ripco Credit Union’s 92nd Annual Meeting will be held on Tuesday, April 29, 2025, at 5:00 PM at 121 Sutliff Ave. All members are welcome to attend in person, or virtually HERE.
Kickstart your next home improvement project with our Home Equity Line of Credit and take advantage of $300 off closing costs and NO annual fees! Whether you're updating your kitchen, creating a cozy outdoor retreat, or integrating smart home technology, we're here to make your upgrades easier and more affordable.
With our BIG Plans = BIG Savings special, enhancing your home won't stretch your budget. Tap into the possibilities today and transform your home improvements into a seamless reality with Ripco.
Together we can unlock the possibilities. You have access to funds 24/7 without dipping into your savings or investments. If your home has equity, a Home Equity Line of Credit (HELOC) from Ripco Credit Union is a great option offering the flexibility you’re looking for.
A HELOC offers these great features:
Select Home Equity on the loan application page.
You may be asking yourself “What the difference is between a Home Equity Loan and a Home Equity Line of Credit?” A home equity loan is a term loan in which the borrower gets a one-time lump sum. The loan is repaid over a fixed term, at a fixed interest rate, with equal monthly payments.
A Home Equity Line of Credit, or HELOC works more like a credit card. You’re given a line of credit that’s available for a set time frame, usually up to 10 years. During this time, you can withdraw money as you need it, for whatever you may need.
Still not sure which option is right for you?
If you borrow $0.00 at 0% interest for 0 months, your estimated monthly payments and total interest will be:
