ANNUAL MEETING NOTICE
You’re Invited: Our 94th Annual Meeting is April 28 at 5:00 PM. Click here for meeting details and virtual access.
Your Trusted Local Credit Union in Rhinelander
Ripco Credit Union has been serving Rhinelander and northern Wisconsin for over 90 years, offering the financial solutions you need with the personal service you deserve. Whether you're planning a major purchase, managing everyday expenses, or building for the future, our Rhinelander team is here to help you succeed, with better rates, flexible options, and genuine support from people who know your community.
As a member-owned credit union, we're focused on what matters most to you. That means straightforward lending, local decision-making, and the kind of guidance that comes from truly understanding Rhinelander families and businesses.
Financial Services for Rhinelander Residents
At Ripco, we offer a full range of products to fit your financial goals, all backed by competitive rates and responsive service right here in Rhinelander:
Personal Loans Life doesn't always stick to the plan. Our Flexible Personal Loans help you cover unexpected expenses, consolidate debt, or fund what matters most, with fixed rates, steady payments, and quick local approvals.
Auto Loans Ready to get behind the wheel? Ripco makes financing your next vehicle easy with competitive rates, flexible terms, and special perks like 90 Days No Pay and cash back offers. Whether it's new, used, or something fun like an RV or boat, we've got you covered.
Home Equity Loans & HELOCs Tap into your home's value to fund renovations, pay down high-interest debt, or handle life's big moments. Choose a fixed-rate Home Equity Loan for predictable payments or a Home Equity Line of Credit (HELOC) for flexible access to funds when you need them.
Mortgage Loans Buying a home in Rhinelander? We offer home purchase loans with competitive rates, including 100% financing options that let you skip the down payment. Refinancing? We can help you lower your rate, reduce your monthly payment, or access equity for what's next.
Checking & Savings Accounts Manage your money with ease through our Everyday Checking, Rewards Checking, or savings accounts designed to fit your lifestyle. Enjoy features like mobile check deposit, person-to-person payments, and access to over 30,000 surcharge-free ATMs nationwide.
Digital Banking Bank on your schedule with 24/7 online and mobile banking. Check balances, transfer funds, pay bills, deposit checks, and more, all from your phone or computer. We also offer Video Banking, so you can meet with our team face-to-face without leaving home.
Each service is designed to work around your life, not the other way around, and every decision is made by people who understand what it's like to live and work in Rhinelander.
Why Choose Ripco Credit Union in Rhinelander?
Banking with Ripco means more than just competitive rates, it means being part of a financial institution that genuinely cares about your success and the well-being of our community.
In-Person Support You Can Count On Stop by our Rhinelander office at 121 Sutliff Ave and work directly with our local team. We know your neighbors, we understand your goals, and we're here to answer questions, solve problems, and make your financial life easier.
Local Decision-Making Loan decisions are made right here in Rhinelander by people who live and work in your community. That means faster approvals, more flexibility, and a genuine understanding of what matters to you.
Community Involvement Ripco has deep roots in Rhinelander and northern Wisconsin. We're proud to support local schools, events, and organizations that make this area a great place to call home. When you bank with us, you're supporting a credit union that invests back into your community.
Member-Focused, Not Profit-Focused As a credit union, we're owned by our members, not shareholders. That means we prioritize your financial well-being over making a profit, so you get better rates, lower fees, and service that's truly on your side.
Get Started with Ripco in Rhinelander
Opening an account or applying for a loan is quick and easy. Whether you prefer to apply online, stop by our Rhinelander branch, or connect with us by phone or video, we'll walk you through every step.
Open an Account Become a member in minutes and start enjoying better banking. Membership is available to anyone who lives, works, or owns property in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County.
Apply for a Loan Need financing for a car, home, personal expense, or something else? Apply online and get a fast response from our local lending team.
Explore Digital Banking Already a member? Log in to manage your accounts, transfer funds, pay bills, and more from anywhere, anytime.
Ready to experience the credit union difference? Let's talk.
Frequently Asked Questions
What services are available at the Rhinelander branch?
Our Rhinelander office offers full-service banking, including account opening, loan applications, member support, and in-person assistance with any financial need. We also have drive-thru service for added convenience.
How can I apply for a loan locally?
You can apply online, stop by our Rhinelander branch at 121 Sutliff Ave, or call us at 715-365-4800. Our local lending team will review your application and work with you to find the best solution for your situation.
Who is eligible to join Ripco Credit Union?
Membership is open to anyone who lives, works, worships, attends school, or owns property in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County, as well as immediate family members of current Ripco members.
What digital banking services do you offer?
We offer online banking, mobile banking with mobile check deposit, person-to-person payments, eAlerts, bill pay, and Video Banking, all designed to make managing your money simple and convenient.
How is a credit union different from a bank?
Credit unions are member-owned, not-for-profit financial cooperatives. That means we return our earnings to members in the form of better rates, lower fees, and improved services, instead of paying profits to outside shareholders.
Visit Ripco Credit Union in Rhinelander
Rhinelander Office 121 Sutliff Ave Rhinelander, WI 54501
Phone: 715-365-4800 Toll-Free: 1-877-365-4800
Lobby Hours: Monday – Friday: 8:30 a.m. – 5:00 p.m. Saturday: 8:00 a.m. – 12:00 p.m. Sunday: Closed
Drive-Thru Hours: Monday – Thursday: 8:00 a.m. – 5:00 p.m. Friday: 8:00 a.m. – 5:30 p.m. Saturday: 8:00 a.m. – 12:00 p.m. Sunday: Closed
Come by, text, or chat with a Universal Member Agent, we're here to help make your financial life easier.
Already a Member?Come by, text or chat with a Universal Member Agent