Winter Home Improvement Special

'Tis the Season for Repairs

Simple Financing. Lasting Impact.

Cold weather can be tough on homes—but Ripco Credit Union is here to help. With our Winter Home Improvement Special, you can take care of the projects on your list without the hassle of appraisals, title work, or collateral.

This season, your loan does even more good.

For every home improvement loan processed during this promotion, Ripco will make a donation to NATH—Frederick Place, our local shelter in Rhinelander. That means while you’re improving your home, you’re also helping support those in our community who need it most.

Ready to get started?

  • No Appraisal
  • No Title Work
  • No Collateral
  • No Closing Costs
     

Apply Now

Whether it’s fixing what winter wore down or upgrading the space you call home, Ripco makes it simple and affordable. Apply today and make this season one of comfort, care, and community.

Compare your options!

Home Improvement Loan vs. HELOC vs. Credit Card
  Home Improvement Personal Loan HELOC Credit Card
APR As Low As 9.5% -11.25% Fixed

8.5% - 10.5% Variable

14.24% - 18.00%
Annual Fee No No No
Approval Time 1-2 business days up to 30+ business days 1-2 business days
Limit $25,000 Up to 90% LTV $25,000
Uses Home as Collateral No Yes No
Reduces Home Equity No Yes No

Payment Calculator
 

Unlock Your Home's Potential

Start your home improvement journey today - no equity required!

Apply Now

Come by, text or chat with a Universal Member Agent

Contact Us Locations & Hours

Top
Some content requires Adobe Acrobat Reader to view.