Background Check Disclosure & Authorization

A Consumer Report may be obtained by Employer

Please note that in connection with your application for employment with Ripco Credit Union we may obtain a "consumer report", as defined in the Fair Credit Reporting Act (FCRA), from a consumer reporting agency. Consumer reports include, but are not limited to, credit reports, criminal background checks and motor vehicle reports.

Authorization for Employer to obtain Credit Report

By signing below, I hereby acknowledge that I have read the above disclosure and voluntarily authorize Ripco Credit Union, including its agents and representatives, to obtain a consumer report on me for the use in connection with my application for employment. If hired I understand that this authorization will remain on file and will serve as an ongoing authorization, to the extent permitted by law, for a consumer report to be lawfully obtained at any time in connection with my employment.

I further understand that Ripco Credit Union will provide me a copy of the consumer report if the information in the report is used, in any way, to make decisions regarding my fitness for employment or ongoing employment with the Credit Union. I understand that the report will be made available to me before any employment decisions are made, along with a summary of my rights under the Fair Credit Reporting Act. 

The following information is necessary to confirm your identity for completing an accurate background check. It is confidential and will not be taken into consideration in any employment decisions.