Take Control of Your Financial Future
A term share certificate from Ripco can help make your dreams a reality.
When you open a term share certificate — similar to a certificate of deposit or CD — you deposit your money for a set period of time (usually between 3 months and 4 years) with a minimum amount as low as $500.00.
Term share certificates generally earn higher interest/dividends than regular savings accounts. Get more for your hard-earned money!
Savings Calculator
Certificate Rates
| Product | Min. Balance | Int.erest Rate | APY* |
|---|---|---|---|
| 3-Month Share Certificate | $500.00 | 1.100% | 1.100% |
| 6-Month Share Certificate | $500.00 | 1.500% | 1.510% |
| 12-Month Share Certificate | $500.00 | 2.250% | 2.270% |
| 24-Month Share Certificate | $500.00 | 2.700% | 2.730% |
| 36-Month Share Certificate | $500.00 | 2.750% | 2.780% |
| 48-Month Share Certificate | $500.00 | 2.800% | 2.830% |
| 12-Month Educational Certificate | $500.00 | 2.350% | 2.370% |