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System Upgrade

We are currently in the process of upgrading our system to enhance your experience. During this time, you will not be able to access your online or audio account information and both locations will be closed Saturday, May 18th. We apologize for any inconvenience this may cause and thank you for your patience and understanding. 

Mobile Banking

Mobile App

The App that Has Your Back

Ripco’s mobile banking app puts the power of the credit union on your smartphone or tablet. Easily manage your finances while on the go!

Download the Mobile Banking App

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App Basics

Learn how easy it is to turn your smartphone or tablet into your take anywhere branch on the go! The short video below will give you all the basics you need to turn you into an expert in no time.  Account access at your fingertips.

Mobile App Basics

Mobile Banking FAQ

Will Ripco’s mobile app work on my device?

Click the links above to access the Apple App Store or Google Play to see if the Ripco app will work with your preferred mobile device.

Our new and improved mobile banking app now includes mobile deposit capability. As soon as you update your Ripco Credit Union app, you’ll see the new deposit feature under the “Move Money” icon at the bottom of the page, which looks like a paper airplane. The separate “RCU deposit” app is no longer needed.

How do I get started, and is there a fee?

In the Apple App store or in Google Play, search for “Ripco Credit Union” and download or update the Ripco CU app for free! Although standard message and data rates may apply, there is no other cost for using our app.

Once you’ve accessed/updated the new mobile app, you can browse the website, apply for a loan, access your Ripco credit card account (using your credit card login credentials) or log into online banking. The padlock icon at the bottom of the screen will show as “locked” when you’re not logged in and as “unlocked” when you are logged in. You will no longer need a separate login for mobile deposit. Your login to It’s Me 247 will give you access to all of your available Ripco mobile banking functions.

How do I sign up?

Simply download or update the Ripco CU App from the Apple App Store or from Google Play.

Please be aware that there are a lot of RCUs in the app store. You’ll have the best luck if you search for “Ripco CU.” Once you download and open the app, click on the “Move Money” icon to sign up. This will take you to the user agreement. After you’ve read and decide to agree, click the “I agree” button. From there you will enter the required user information.

When you get to the “Accounts” section, be sure to choose where you’ll want your deposits to go — either checking or savings. Then click submit. The system will then send us a message that you have asked to enroll. We access the system and approve those requests throughout the day (weekdays during normal business hours only). After your request to use Mobile Deposit has been approved, you’ll receive a verification email and will be able to use the mobile deposit feature of the app. For the best service, please be sure to read and follow the limitations and endorsement directions set forth below.

After the initial setup, can I add an additional account or suffix to an existing user name?

You can add additional account information, but not directly from the site. To make these type of changes, please call or stop in to the credit union, and we’ll be happy to help!

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