Closed Monday for Martin Luther King Jr. Day
We will be closed Monday, January 20th, for MLK Jr. Day & Staff Training. Access your accounts via It'sMe24/7 Online Banking or our Ripco Mobile App for all of your banking needs.
Sometimes Simple is Better
Enjoy the freedom of a free checking account without a lot of rules! Ripco’s Free Checking Account has no minimum balance requirement, no transaction limitations and no fees.*
Free Checking Account Features
- Minimum amount to open: $0.00
- Minimum balance to maintain: $0.00
- Fees: none*
- Transaction limit: none
*Please note that there is a check negotiation fee assessed when the aggregate balance in all account types is less than $250.00 with no other qualifying Ripco accounts.