Free Checking Account

Sometimes Simple is Better

Enjoy the freedom of a free checking account without a lot of rules! Ripco’s Free Checking Account has no minimum balance requirement, no transaction limitations and no fees.*

Free Checking Account Features

• Minimum amount to open: $0.00
• Minimum balance to maintain: $0.00
• Fees: none*
• Transaction limit: none

*Please note that there is a check negotiation fee assessed when the aggregate balance in all account types is less than $250.00 with no other qualifying Ripco accounts. 

Other Free Checking Account Benefits

• Debit Card
• Online Banking
• Mobile Banking
• eStatements
• Bill Pay
• Person-to-Person Payments (P2P)
• Mobile Check Deposit
• eAlerts & eNotices
• Access to thousands of no-fee ATMs