Closed Monday for Martin Luther King Jr. Day
We will be closed Monday, January 20th, for MLK Jr. Day & Staff Training. Access your accounts via It'sMe24/7 Online Banking or our Ripco Mobile App for all of your banking needs.
We Have Your Back — Always
From planned expenses to emergencies, your Ripco savings account is your first line of defense against whatever life throws your way.
Because we treat our members like people, not account numbers, we’ve created savings accounts that feature better rates and lower fees. Make your money work for you!
| Minimum Amount to Open | Minimum Balance to Maintain | Fees | Interest | More Information | |
|---|---|---|---|---|---|
| Primary Savings Accounts | $5.00 | $5.00 | None | Earned quarterly when balance is above $25.00 | Learn more about Primary Savings Accounts |
| Secondary Savings Accounts | $0.00 | $0.00 | None | Earned quarterly when balance is above $25.00 | Learn more about Secondary Savings Accounts |
| Christmas Club Savings Accounts | $1.00 | $1.00 | None | Earned annually when balance is above $1.00 | Learn more about Christmas Club Savings Accounts |
| Ripco Kids Club | $1.00 | $1.00 | None | Earn 2.00% APR on the first $500.00; regular posted savings rates thereafter | Learn more about the Ripco Kids Club |