Closed June 19th, 2025
We will be closed Thursday, June 19th, in observance of Juneteenth Day. Please utilize your digital channels for all of your banking needs.
We Have Your Back — Always
From planned expenses to emergencies, your Ripco savings account is your first line of defense against whatever life throws your way.
Because we treat our members like people, not account numbers, we’ve created savings accounts that feature better rates and lower fees. Make your money work for you!
| Minimum Amount to Open | Minimum Balance to Maintain | Fees | Interest | More Information | |
|---|---|---|---|---|---|
| Primary Savings Accounts | $5.00 | $5.00 | None | Earned quarterly when balance is above $25.00 | Learn more about Primary Savings Accounts |
| Secondary Savings Accounts | $0.00 | $0.00 | None | Earned quarterly when balance is above $25.00 | Learn more about Secondary Savings Accounts |
| Christmas Club Savings Accounts | $1.00 | $1.00 | None | Earned annually when balance is above $1.00 | Learn more about Christmas Club Savings Accounts |
| Ripco Kids Club | $1.00 | $1.00 | None | Earn 2.00% APR on the first $500.00; regular posted savings rates thereafter | Learn more about the Ripco Kids Club |