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Accounts

Savings Accounts

We Have Your Back — Always

From planned expenses to emergencies, your Ripco savings account is your first line of defense against whatever life throws your way.

Because we treat our members like people, not account numbers, we’ve created savings accounts that feature better rates and lower fees. Make your money work for you!

Comparison table of personal savings accounts.
  Minimum Amount to Open Minimum Balance to Maintain Fees Interest More Information
Primary Savings Accounts $5.00 $5.00 None Earned quarterly when balance is above $25.00 Learn more about Primary Savings Accounts
Secondary Savings Accounts $0.00 $0.00 None Earned quarterly when balance is above $25.00 Learn more about Secondary Savings Accounts
Christmas Club Savings Accounts $1.00 $1.00 None Earned annually when balance is above $1.00 Learn more about Christmas Club Savings Accounts
Honey Pot Kids Club $1.00 $1.00 None Earn 2.00% APR on the first $500.00; regular posted savings rates thereafter Learn more about the Honey Pot Kids Club
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