Early ACH Deposit

Get your money faster

Most employers process payroll a few days before payday, and most of the time you have to wait to get your funds. At Ripco we're giving you access to your ACH Direct Deposits up to two days early* so you don't have to wait. 

We've all been there. Unexpected bills, emergency expenses, or simply running low on cash before payday. Not anymore! We've taken the wait out of the equation when it comes to your ACH direct deposits. For a small fee you can enjoy your cash sooner through our Early ACH Deposit service.* 

Now you're able to get your ACH direct deposits as soon as they are in pending status. Fast, easy and secure - simply visit your mobile app or log into online banking, and with a simple touch of your finger you'll have your funds deposited up to 2 days early.* 

Using your mobile app

• Login to your mobile app
• Tap on "Accounts" 
• Tap on "My Accounts"
• Tap on "ACH Transactions"
• Tap on "Post Now"
• Select the account to withdraw the fee
• Tap on "Post Now" 

Using online banking

• Login to your Online Banking
• Hover over My Accounts and select ACH Transactions
• Any pending ACH Transactions (Direct Deposits) will be listed
• In the Instant Deposit column, select "Post Now" for the deposit you would like posted
• A pop-up will give you the option to "Go Back" if you choose not to post the deposit, or you can select the account to withdraw the fee and "Post Now"

Fast, easy and secure

Your peace of mind is important to us, and this Early ACH Deposit service is one more way that we can make your life easier. Try it today to have your cash available when you need it.