Ripco-The Right Choice
Not-for-Profit - Because Ripco Credit Union is a not-for-profit cooperative, we operate solely to serve our members. In fact, every decision at Ripco Credit Union is made with our members’ financial well-being in mind. That means our fees are lower, our rates are better, and our service can’t be beat.
You're More - Shouldn’t you be more than a credit score? We listen to, and care about our members. We get to know your story because we believe your credit union should be a financial partner. A partner that is there for you whether you are thriving financially or facing a financial setback. We’ll do everything we can to figure it out together - good or bad.
I have been a member for 22 years. What I adore most about Ripco is their unconditional support for the businesses and the communities they reside in. Ripco is so much more than just a financial institution, and members are so much more than just a transaction. Ripco goes above and beyond striving to make our communities stronger and successful and for that I am extremely grateful; not only as a member, but also a small business.
Member Owned & Operated - The Board of Directors are elected by the members, and each member has an equal vote. Because our member's are the owners we focus heavily on providing outstanding personalized service, lower fees, better rates, financial education and a customer-focused banking experience; all while demonstrating an attitude of excellence.
Members old and new, you'll love what Ripco does for you!
- We’ve been serving Northern Wisconsin for 90 years!
- Ripco is small enough to know your name but big enough to offer cutting-edge services.
- We leverage the latest fraud and identity theft securities as well as the backing of NCUA for all of your deposits.
- Our ATM network includes no-fee ATMs across the country.
- You can manage your money anywhere, anytime with online banking, text banking, mobile banking and more.
- You have the latest in digital payment options - Apple Pay, Samsung Pay, Google Pay and FitBit Pay. You can leave your wallet at home!
- Joining is fast and easy.
Membership entitles you to many premium services available only to our select group of members.
Joining Ripco Credit Union is easy and hassle-free.
Membership is open to all who live, work, or own real estate in the Wisconsin counties of Oneida, Vilas, Forest, Florence, Langlade, Lincoln or Price. Additionally, immediate family members of any other person eligible for membership is eligible for membership him or herself.
Both sets of my grandparents went to Ripco years and years ago, then my parents, and I've been a member for over 30 years myself! Lots of generations.
Customer Identification Program (CIP) Notice
Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Ready for membership?
Easy online application. Click below to get started.
We’ve added the “fine print” below*, but if you’re wondering about eligibility, please give us a call and we’ll be happy to figure it out for you!
*Immediate family members are defined as the spouse, parents, children, stepparents, stepchildren, grandparents and grandchildren. Any other relative of a person eligible for membership is eligible for membership his or her self if the relative resides in the same household as the eligible person.
Once your eligibility is established, it just takes a $5.00 deposit or “purchase” of at least one share in the credit union. The par value of one share is $5.00, and although the money you pay for your first share remains yours, you must leave it in your primary savings account to maintain your membership.
Free $1,000 of AD&D Insurance!
We are proud to partner with TruStage to offer insurance for our members, which could result in lower premiums and cost savings. Over the past 80 years, more than 17 million people have trusted TruStage for insurance coverage, including:
- Accidental death & dismemberment (AD&D) insurance — members are entitled to $1,000 of free coverage!
- Auto insurance
- Homeowners insurance
- Life insurance
- Health Insurance
Board of Directors
Every credit union is governed by a volunteer Board of Directors, which is elected by the members of the credit union at the annual meeting. Ripco’s current Board of Directors consists of:
- Dr. Steven Ferch, Chairman
- Rod Olson, Vice Chairman
- Heather Schallock, Treasurer
- Maggie Steffen, Secretary
- Dr. Grace Zuiker-Nash, Director
- Alyssa Borski, Director
As a credit union member-owner, you decide the destiny of Ripco by whom you elect to represent you. Our next annual meeting will be held April, 2023.
We've been members for over 30 years! Love Ripco Credit Union. They have helped with all of our financial needs. Always friendly and always ready to help. Thank you Ripco.
Love Ripco - just moved here a year ago and the friendly staff are always willing to help!
I have been a member since I was a teenager, over 45 years. Great service and staff are always willing to help.
I have been a member for 18 years and love Ripco! When I got married I added my husband to my account. Ripco has been wonderful with my car loans and everything.
I am blessed to have you in my life.
We have been members for many years. Always a friendly staff and there to help when needed. Great customer service and great rates too!
We've been members for years. We love the Eagle River Branch! The drive-up ladies always have a smile and are so professional. Thank you for always being there for us.