Turn Financial Goals into Fantastic Realities
Let Ripco be your first choice whenever you’re looking for a loan. In addition to great loan rates and friendly, personal service, you’ll have the satisfaction of knowing that you’re growing your relationship with a local credit union that values your membership!
*Annual percentage rate (APR) offered can change at any time without advance notice. Rates offered are accurate as of January 14, 2021. All stated rates are "as low as" based on credit history and may vary according to the term of the loan and other factors. Please see a Ripco loan professional for details. Normal lending policies apply.
Auto Loans
| Product | APR*. as low as |
Monthly Payment per $1,000 |
|---|---|---|
| 0 - 36 months | 1.49% | $28.42 |
| 37 - 48 months | 1.99% | $21.69 |
| 49 - 60 months | 2.24% | $17.63 |
| 61 -72 months | 2.49% | $14.97 |
| 73 - 84 months | 3.24% | $13.32 |
| 120 months | 3.99% | $10.12 |
| 180 months | 4.99% | $7.90 |
Auto Loans
The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value on all terms up to 84 months. All collateral 2010 and older add 2% to Annual Percentage Rate (APR). Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms and conditions apply. All offers are subject to change at any time. Learn More>>
Recreational Loans
| Product | APR*. as low as |
Monthly Payment per $1,000 |
|---|---|---|
| 0 - 36 months | 1.49% | $28.42 |
| 37 - 48 months | 1.99% | $21.69 |
| 49 - 60 months | 2.24% | $17.63 |
| 61 - 72 months | 2.49% | $14.97 |
| 73 - 84 months | 3.24% | $13.32 |
| 120 months | 3.99% | $10.12 |
| 180 months | 4.99% | $7.90 |
Recreational Loans
The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value on all terms up to 84 months. All collateral 2010 and older add 2% to Annual Percentage Rate (APR). Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms and conditions apply. All offers are subject to change at any time. Learn More>>
Kwik Cash Line of Credit
| Product | APR*. as low as |
Monthly Payment per $1,000 |
|---|---|---|
| Revolving | 18.00% | Varies |
Kwik Cash Line of Credit
The rate listed is our lowest available rate. This is a Line of Credit and not a Closed End Loan. Payment will vary based on outstanding balance. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time. Learn More>>
Signature Loans
| Product | APR*. as low as |
Monthly Payment per $1,000 |
|---|---|---|
| 48 months or less | 5.99% | $23.48 |
| 49-60 months | 6.49% | $19.56 |
| 61-72 months | 7.49% | $17.29 |
Unsecured/Personal Loans
The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time. Learn More>>
Credit Cards
| Product | APR*. as low as |
Monthly Payment per $1,000 |
|---|---|---|
| Visa Platinum** | 8.99% | Varies |
| Visa Platinum Rewards** | 9.99% | Varies |
Credit Cards
Annual Percentage Rate (APR) is variable based on the Prime Lending Rate. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time.
Learn More>> Visa Platinum Card Visa Platinum Rewards Card
**Visa Platinum 8.99% to 17.74%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
**Visa Platinum Rewards 9.99% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.