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COVID-19 Update

For the safety of our members, employees and communities, Ripco Credit Union will be moving to drive-thru access only beginning Monday, March 16th. As we continue to monitor reports of the potential impact of the Coronavirus (COVID-19), this decision was made with a commitment to the health and safety of our entire Ripco family as our top priority. Read More>>

Rates

Loan Rates

Turn Financial Goals into Fantastic Realities

Let Ripco be your first choice whenever you’re looking for a loan. In addition to great loan rates and friendly, personal service, you’ll have the satisfaction of knowing that you’re growing your relationship with a local credit union that values your membership!

*Annual percentage rate (APR) offered can change at any time without notice. All stated rates are "as low as" based on credit history and may vary according to the term of the loan and other factors. Please see a Ripco loan professional for details. Normal lending policies apply.

Auto Loans

Comparison table of Auto Loans.
Product APR*.
as low as
Monthly Payment per $1,000
0 - 36 months 2.99% $29.08
37 - 48 months 3.24% $22.24
49 - 60 months 3.49% $18.19
61 -72 months 3.74% $15.53
73 - 84 months 4.74% $14.01
120 months 5.49% $10.85
180 months 5.99% $8.43

Auto Loans

The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value on all terms up to 84 months. All collateral 2007 and older add 2% to Annual Percentage Rate (APR). Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms and conditions apply. All offers are subject to change at any time. Learn More>>

Recreational Loans

Comparison table of Recreational Loans.
Product APR*.
as low as
Monthly Payment per $1,000
0 - 36 months 2.99% $29.08
37 - 48 months 3.24% $22.24
49 - 60 months 3.49% $18.19
61 - 72 months 3.74% $15.53
73 - 84 months 4.74% $14.01
120 months 5.49% $10.85
180 months 5.99% $8.43

Recreational Loans

The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value on all terms up to 84 months. All collateral 2007 and older add 2% to Annual Percentage Rate (APR). Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms and conditions apply. All offers are subject to change at any time. Learn More>>

Kwik Cash Line of Credit

Comparison table of Kwik Cash Line of Credit.
Product APR*.
as low as
Monthly Payment per $1,000
Revolving 18.00% Varies

Kwik Cash Line of Credit

The rate listed is our lowest available rate. This is a Line of Credit and not a Closed End Loan. Payment will vary based on outstanding balance. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time. Learn More>>

Signature Loans

Comparison table of Signature Loans.
Product APR*.
as low as
Monthly Payment per $1,000
48 months or less 5.99% $23.48
49-60 months 6.49% $19.56
61-72 months 7.49% $17.29

Unsecured/Personal Loans

The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time.  Learn More>>

Credit Cards

Comparison table of Credit Cards.
Product APR*.
as low as
Monthly Payment per $1,000
Visa Platinum** 10.74% Varies
Visa Platinum Rewards** 11.74% Varies

Credit Cards

Annual Percentage Rate (APR) is variable based on the Prime Lending Rate. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit eligibility and other criteria apply. All offers are subject to change at any time.

Learn More>> Visa Platinum Card  Visa Platinum Rewards Card

**Visa Platinum 10.74% to 17.74%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

**Visa Platinum Rewards 11.74% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

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