Loan Rates
Loan Calculator
Titled Collateral Loans
Includes auto, camper and boats over 16’ long.
Comparison table of Titled Collateral Loans.
| Product |
APR*.
as low as |
Monthly Payment per $1,000 |
| 0 - 36 months |
4.49% |
$29.74 |
| 37 - 48 months |
4.54% |
$22.82 |
| 49 - 60 months |
4.64% |
$18.71 |
| 61 - 72 months |
4.74% |
$15.98 |
| 73 - 84 months |
5.49% |
$14.37 |
| 85 -108 months |
6.74% |
$12.37 |
| 120 months |
6.99% |
$11.61 |
| 180 months |
7.49% |
$9.26 |
Non-Titled Recreational Loans
Includes snowmobile, ATV/UTV, boat and camper loans under 16’ long, 2016 or newer.
Comparison table of Non-Titled Recreational Loans.
| Product |
APR*.
as low as |
Monthly Payment per $1,000 |
| 0 - 36 months |
7.24% |
$30.99 |
| 37 - 48 months |
7.29% |
$24.08 |
| 49 - 60 months |
7.39% |
$19.99 |
| 61 - 72 months |
7.49% |
$17.29 |
| 73 - 84 months |
8.24% |
$15.71 |
Comparison table of Mortgage Rates.
| Product |
APR*.
as low as |
Monthly Payment per $1,000 |
| 7 Year Fixed |
5.25% |
$14.25 |
| 10 Year Fixed |
5.25% |
$10.73 |
| 15 Year Fixed |
5.75% |
$8.30 |
| 20 Year Fixed |
6.00% |
$7.16 |
| 5/1 ARM |
5.75% |
$5.84 |
| 7/1 ARM |
6.00% |
$6.00 |
| 10/1 ARM |
6.25% |
$6.16 |
We also have a 30 year fixed. Call for rates!
Home Equity, Home Improvement and Land Loans
Comparison table of Home Equity, Home Improvement and Land Loans.
| Product |
APR*.
as low as |
|
| Home Equity Loan |
6.75% |
Call us for today's great rate.
|
| HELOC |
7.75% |
Call us for today's great rate. |
| Home Improvement Personal Loan |
9.00% |
Call us for today's great rate. |
| Land Loan |
7.50% |
Call us for today's great rate. |
Comparison table of Kwik Cash Line of Credit.
|
APR* |
Monthly Payment per $1,000 |
| Revolving |
12.75% |
Varies |
Comparison table of Signature Loans.
| Product |
APR*.
as low as |
Monthly Payment per $1,000 |
| 36 months or less |
8.99% |
$31.80 |
| 37-48 months |
9.99% |
$25.36 |
| 49-60 months |
10.49% |
$21.49 |
| 61-72 months |
12.99% |
$20.07 |
CREDIT CARDS
Comparison table of Credit Cards.
| Product |
APR*.
as low as |
Monthly Payment per $1,000 |
| Visa Classic Rewards** |
13.49% |
Varies |
Deposit Rates
Comparison table of Checking Account Rates.
| Product |
Min. Balance |
Int.erest Rate |
APY* |
| Everyday Checking |
$0.00 |
0.00% |
0.00% |
| Rewards Checking |
$250.00 |
0.05% |
0.05% |
| Rewards Checking |
$5,000.00 |
0.10% |
0.10% |
| Rewards Checking |
$10,000.00 |
0.15% |
0.15% |
| Teen Checking |
$0.00 |
0.00% |
0.00% |
| Business Checking |
$0.00 |
0.00% |
0.00% |
Comparison table of Savings Accounts.
| Product |
Min. Balance |
Int.erest Rate |
APY* |
| Everyday Savings |
$25.00 |
0.10% |
0.10% |
| Saver's Sweepstakes |
$0.00 |
0.35% |
0.35% |
| Christmas Club |
$0.00 |
0.75% |
0.75% |
| Kids Club |
$1.00 |
2.00% |
2.02% |
| Ripco Kids Club* |
$501.00 |
0.10% |
0.10% |
| IRA Savings |
$25.00 |
0.10% |
0.10% |
| Money Market |
$0.00 |
0.50% |
0.50% |
| Money Market |
$10,000.00 |
1.00% |
1.01% |
| Money Market |
$25,000.00 |
1.75% |
1.76% |
| Business Savings |
$25.00 |
0.10% |
0.10% |
| Health Savings |
$0.00 |
0.15% |
0.15% |
Comparison table of Certificate Rates.
| Product |
Min. Balance |
Int.erest Rate |
APY* |
| 3-Month Share CD |
$500.00 |
0.50% |
0.50% |
| 6-Month Share CD |
$500.00 |
0.75% |
0.75% |
| 12-Month Share CD |
$500.00 |
2.75% |
2.78% |
| 24-Month Share CD |
$500.00 |
3.00% |
3.03% |
| 36-Month Share CD |
$500.00 |
3.25% |
3.29% |
| 48-Month Share CD |
$500.00 |
3.25% |
3.29% |
| 12-Month Educational CD |
$500.00 |
2.85% |
2.88% |
Traditional and Roth IRA Rates
Comparison table of Traditional and Roth IRA Rates.
| Product |
Min. Balance |
Int.erest Rate |
APY* |
| 12-Month IRA CD |
$500.00 |
2.75% |
2.78% |
| 24-Month IRA CD |
$500.00 |
3.00% |
3.03% |
| 36-Month IRA CD |
$500.00 |
3.25% |
3.29% |
| 48-Month IRA CD |
$500.00 |
3.25% |
3.29% |
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