Christmas Holiday Hours

We will close at 12:00 PM on December 24th and will be closed on Christmas Day, December 25th. Please utilize our It'sMe24/7 Online Banking and Mobile App for all your banking needs. We wish all of our Ripco family a wonderful holiday!

Checking

Smart Start Checking Program

Get a Head Start

With our Smart Start Checking Program, members age 15 to 25 can achieve financial independence through education and financial resources while providing minimal restrictions and low fees.

OPEN A SMART START CHECKING ACCOUNT NOW

Smart Start Checking Program Features

Minimum amount to open: $0.00
Minimum balance to maintain: $0.00
Fees: none
Transaction limit: none
Coin machine use fee: $0.00
Check cashing fee: $0.00
ATM fee reimbursement: Up to $10.00 per month
Specialized promotions & incentives

Other Smart Start Checking Program Benefits

Debit Card
Online Banking
Mobile Banking
eStatements
Bill Pay
Person-to-Person Payments (P2P)
Mobile Check Deposit
eAlerts & eNotices
Access to thousands of no-fee ATMs
Direct Deposit

OPEN A SMART START CHECKING ACCOUNT NOW