Phone System Upgrade Underway
If you have any problems reaching us, please use our alternate contact #1-877-365-4800, email us at ripco@ripco.org or use our contact form HERE
Get a Head Start
With our Smart Start Checking Program, members age 15 to 25 can achieve financial independence through education and financial resources while providing minimal restrictions and low fees.
Smart Start Checking Program Features
- Minimum amount to open: $0.00
- Minimum balance to maintain: $0.00
- Fees: none
- Transaction limit: none
- Coin machine use fee: $0.00
- Check cashing fee: $0.00
- ATM fee reimbursement: Up to $10.00 per month
- Specialized promotions & incentives
Other Smart Start Checking Program Benefits
- Debit Card
- Online Banking
- Mobile Banking
- eStatements
- Bill Pay
- Person-to-Person Payments (P2P)
- Mobile Check Deposit
- eAlerts & eNotices
- Access to thousands of no-fee ATMs
- Direct Deposit
*Please see our Truth in Savings Disclosure (PDF) for detailed important account information regarding terms and conditions of the Smart Start checking account.