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COVID-19 Update

For the safety of our members, employees and communities, Ripco Credit Union will be moving to drive-thru access only beginning Monday, March 16th. As we continue to monitor reports of the potential impact of the Coronavirus (COVID-19), this decision was made with a commitment to the health and safety of our entire Ripco family as our top priority. Read More>>

Consumer Loans

Credit Builder Loans

A Happier Credit History

If you have a challenged credit history — or no credit history at all — our Credit Builder Loans are designed to establish a healthy credit relationship at Ripco.

Credit Builder Loans are unlike traditional loans in that a member cannot access funds for a set period. It’s an excellent way to save money for the future while improving your credit score. Terms range from 12 to 18 months. Once the term is over, you regain access to your money.

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