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System Upgrade

We are currently in the process of upgrading our system to enhance your experience. During this time, you will not be able to access your online or audio account information and both locations will be closed Saturday, May 18th. We apologize for any inconvenience this may cause and thank you for your patience and understanding. 

Consumer Loans

Credit Builder Loans

A Happier Credit History

If you have a challenged credit history — or no credit history at all — our Credit Builder Loans are designed to establish a healthy credit relationship at Ripco.

Credit Builder Loans are unlike traditional loans in that a member cannot access funds for a set period. It’s an excellent way to save money for the future while improving your credit score. Terms range from 12 to 18 months. Once the term is over, you regain access to your money.

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