IMPORTANT NOTICE
Our hours will be changing at all three Ripco locations effective June 2nd, 2025. Click HERE to learn more.
A Happier Credit History
If you have a challenged credit history — or no credit history at all — our Credit Builder Loans are designed to establish a healthy credit relationship at Ripco.
Credit Builder Loans are unlike traditional loans in that a member cannot access funds for a set period. It’s an excellent way to save money for the future while improving your credit score. Terms range from 12 to 18 months. Once the term is over, you regain access to your money.