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If you have any problems reaching us, please use our alternate contact #1-877-365-4800, email us at ripco@ripco.org or use our contact form HERE

Consumer Loans

Credit Builder Loans

A Happier Credit History

If you have a challenged credit history — or no credit history at all — our Credit Builder Loans are designed to establish a healthy credit relationship at Ripco.

Credit Builder Loans are unlike traditional loans in that a member cannot access funds for a set period. It’s an excellent way to save money for the future while improving your credit score. Terms range from 12 to 18 months. Once the term is over, you regain access to your money.

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