Dividend Checking Account

Taking an Interest

If you can maintain a balance of at least $250.00 - or if you are able to have your payroll/net check or regularly-occurring benefit check directly deposited to your Ripco checking account - our dividend-earning checking account puts your money to work for you.

Dividend Checking Account Features

• Minimum amount to open: none
• Minimum balance to maintain: none if you have direct deposit; otherwise maintain a balance of $250 to avoid fees
• Fees: none if a balance of $250.00 is maintained for the entire month or if you have direct deposit of your payroll or benefit check. If your account balance falls below $250.00 and you do not have direct deposit, a minimum balance fee of $3.00 plus $0.10 per check in excess of 15 per month will be charged.*
• Transaction limit: none
• Interest earned when a balance of $250.00 is maintained; dividends compounded and credited monthly

Other Dividend Checking Account Benefits

• Debit Card
• Online Banking
• Mobile Banking
• eStatements
• Bill Pay
• Person-to-Person Payments (P2P)
• Mobile Check Deposit
• eAlerts & eNotices
• Access to thousands of no-fee ATMs