Sweet home loans with even sweeter low rates. Your dream, our loan. There's the *5 Year Fixed Rate 1.99% Special… with such low-cost funds you may want to use them to renovate your kitchen, build that garage you’ve been wanting or any number of other reasons. Don’t let us limit your imagination!
Or maybe it’s one of these… the *10 Year Fixed Rate as low as 2.49% or our *15 Year Fixed Rate as low as 2.99%! Either one of these home loans can be huge savers compared to a 30 year term. Want to pay off your current mortgage faster? These choices could shave years off your current loan!
Need a longer option with a great rate? We’ve got those too!
Whether you’re a new home buyer, or just want the local choice, we have a sweet loan option that can have you in your dream home sooner rather than later.
Stop dreaming… and let's find you your sweet spot!
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*5 Year Fixed Rate - 1.99% is the “As Low As” rate for the promotion. Membership requirements apply. Loans are subject to creditworthiness and credit union approval. Rates offered are accurate as of January 12, 2021, and can change at any time without advance notice. A credit score of 680 or greater and an 80% LTV were used for the following Representative Payment Example: a 5-year mortgage for $100,000 with a fixed rate of 1.99% and an APR (Annual Percentage Rate) of 2.23% for 60 months would result in a payment of $1752.34 per month. This example does not include amounts for taxes and/or insurance payments if applicable. If these options are included, the actual payment amount will be higher. Other terms, rates and payment options are available. Contact the Credit Union for full details regarding any Ripco loan product and program. Equal Housing Opportunity Lender.
*10 Year Fixed Rate - 2.49% is the “As Low As” rate for the promotion. Membership requirements apply. Loans are subject to creditworthiness and credit union approval. Rates offered are accurate as of January 12, 2021, and can change at any time without advance notice. A credit score of 680 or greater and an 80% LTV were used for the following Representative Payment Example: a 10-year mortgage for $100,000 with a fixed rate of 2.49% and an APR (Annual Percentage Rate) of 2.615% for 120 months would result in a payment of $942.24 per month. This example does not include amounts for taxes and/or insurance payments if applicable. If these options are included, the actual payment amount will be higher. Other terms, rates and payment options are available. Contact the Credit Union for full details regarding any Ripco loan product and program. Equal Housing Opportunity Lender.
*15 Year Fixed Rate - 2.99% is the “As Low As” rate for the promotion. Membership requirements apply. Loans are subject to creditworthiness and credit union approval. Rates offered are accurate as of January 12, 2021, and can change at any time without advance notice. A credit score of 680 or greater and an 80% LTV were used for the following Representative Payment Example: a 15-year mortgage for $100,000 with a fixed rate of 2.99% and an APR (Annual Percentage Rate) of 3.078% for 180 months would result in a payment of $690.10 per month. This example does not include amounts for taxes and/or insurance payments if applicable. If these options are included, the actual payment amount will be higher. Other terms, rates and payment options are available. Contact the Credit Union for full details regarding any Ripco loan product and program. Equal Housing Opportunity Lender
