Stay Scam Savvy!

Guard Your Personal Info: Smart Tips for Your Safety

Scammers are working overtime.

Beware of scammers impersonating Ripco Credit Union. In a concerning trend, scammers are intensifying their efforts to disorient and confuse unsuspecting victims, including our valued Ripco Credit Union members. They are deploying a myriad of deceptive tactics, aiming to extract your sensitive information under the guise of Ripco's verification processes.

It's vital to recognize that these fraudsters are relentless and inventive. They might contact you through phone calls, emails, or text messages, claiming to be from Ripco and requesting personal or financial information. Remember, these are tricks designed to create confusion and urgency, leading you to make hasty decisions.

Here are tips to keep you scam-savvy:

• Pause and Reflect: If you receive a communication that asks for personal information and it gives you even a moment's pause, trust your instincts.
• Direct Verification: Instead of responding to these requests, take a proactive step. Contact Ripco Credit Union directly using the official phone number (715-365-4800) or email address (ripco@ripco.org). This ensures you're communicating with us - your genuine financial institution.
• Protect Your Information: Never share personal details like your social security number, account information, or passwords in response to unsolicited requests.
• Stay Updated on Scam Tactics: Scammers constantly evolve their strategies. Keep yourself informed about the latest scam trends by regularly checking reliable sources, including updates from Ripco Credit Union.
• Report Suspicious Activity: If you encounter something suspicious, report it immediately to Ripco Credit Union. Your alertness can not only protect you but also help safeguard the entire community.

Online Shopping: Be Aware

Shopping can sometimes lead us straight into the traps of cyber scams. 

It's crucial to stay vigilant while hunting for those enticing deals online. Here are some red flags to watch out for when browsing the web:

• Suspicious URLs: Always check for the padlock icon or ensure the URL begins with "https://" rather than just "http." This simple step helps safeguard your information from potential scammers.
• Beware of Spam Warnings: If your browser is throwing up flashing alerts or sudden exclamations, take heed. It could be a sign that something's amiss with the website.
• Questionable Payment Requests: Be cautious of unconventional payment methods like wire transfers, money orders, or requests for sensitive banking details. Even if it's framed as a means to deposit a check for you, avoid sharing your online banking login information.
• Unsolicited Pop-ups: Unexpected messages offering grand prizes or other alluring offers might be a warning sign. Steer clear of these uninvited distractions.
• Verify Contact Information: Lack of customer support details or inconsistencies in the provided contact information are major warning signs. Trustworthy websites always offer reliable ways to reach out.
• Check Reviews and Social Forums: Take a moment to research the company's reputation. Negative feedback or suspicious activities reported on platforms like Reddit could save you from a potential scam.

Should you suspect falling prey to a website scam, don't hesitate to reach out for immediate assistance at 715-365-4800.

Stay informed and stay vigilant! Together, we can combat these threats and ensure the safety and security of our financial information.